Mac mini M4 base config and external drive for Home folder

[Tks]

Good day everyone,

I keep getting across these videos or feeds about using an external drive on which to put the Home folder all the while buying the base model of mac mini M4, or else others who would recommend to get 512Gb storage in the first place for 'modest' users.
Are there any pros and cons to either choice?
My mac mini will never move from its place anyway, so I don't mind even a few wires here and there if I can install a few big games or too or have my whole photo and music library in the home folder.
Thanks or your insights.

 

[Lufbrarunner]

I recently got an M4 Mini for my wife, we went with a 512gb drive but still added an external 1tb NVMe.
I could not see the point in getting the 256gb model and I am sure that people who do go for this configuration, regret soon after.
512gb should be the base model.
Just my thoughts, others may disagree.

 

[Tks]

I recently got an M4 Mini for my wife, we went with a 512gb drive but still added an external 1tb NVMe.
I could not see the point in getting the 256gb model and I am sure that people who do go for this configuration, regret soon after.
512gb should be the base model.
Just my thoughts, others may disagree.

Thank you for your quick reply.
I'm asking because I'm still using my old iMac 2010 with a 256 SSD and I took care never to have more than 200ish Gb on it. The rest was on the internal HDD drive, including all music, photos, video files + Final Cut Pro and After Effects files.
As it still works like magic despite its age, I'm wondering why spend $200 more for a tiny bit of extra storage. Not that money is a problem here, I was thinking about buying a mac mini pro for long term purposes.